Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

What Is a Life Insurance Annuity? A life insurance annuity is a unique product that combines life insurance and an annuity. It is essentially a contract between an individual and an insurance company ...

A 1035 exchange lets you make a tax-free switch from one cash value life insurance policy into another or to an annuity. This tax-free policy exchange is helpful if your needs change or you find a ...

Three decades after the first insurance company tied a product return to an index, those now-fully mature indexed products continue to dominate sales, innovation and regulatory discussions. The allure ...

An all-star team of retirement experts explains why life annuities are so valuable for older adults, yet so disliked by consumers. And they suggest what to do about it.

There are so many different types of annuities that to say "you hate annuities is like saying you hate all restaurants," says ...

Issues around financial security are deeply personal, especially when life shifts unexpectedly around you. For me, that moment came when my company relocated me from Hong Kong to New York City. My ...

How insurance ratings protect your retirement — what to know about annuities, private credit, and financial strength.

Variable universal life and registered index linked annuities are expected to see the highest percentage of growth across life and annuity products in 2025, two LIMRA executives said during a recent ...

Driven by favorable interest rates and an aging Baby Boomer demographic, U.S. annuity sales are expected to hit a near-record ...

If your clients own life insurance or annuities they may soon be at risk for losing all the money they’ve put in. That dire warning comes from Larry Rybka, chairman and CEO of Valmark Financial Group ...

Life insurance can help you replace lost income, pay off large debts or leave a financial legacy after you die. But there are ...